Prediabetes life insurance

Have you been told by your doctor that you have prediabetes? Are you wondering how this will affect your premiums for life insurance? With iLL, you can use a free comparison service to find prediabetes life insurance cover that is both affordable and with a reputable insurer. iLL works with an approved group of impaired insurance specialists that understand your insurance requirements.

Although prediabetes is not a medical term, it is becoming more common to describe those who are at a heightened risk of developing type 2 diabetes. If you have prediabetes, your blood sugars are higher than they should be, but are not yet high enough for you to be diagnosed with type 2 diabetes. If you have prediabetes, you should make important lifestyle and diet changes in order to lower your blood sugar levels and prevent type 2 diabetes from developing.

Type 2 diabetes is the most common form of diabetes. Those with type 2 diabetes need to manage their weight and sugar intake, exercise regularly and in many cases take medications to keep their blood sugar levels balanced. If you have prediabetes, you should also regulate your sugar intake to stop type 2 diabetes from developing. As prediabetes is common, like type 2 diabetes, many insurers will accept applications. Fill in our simple 30-second form to compare quotes for prediabetes life insurance from our approved network of impaired insurance specialists.

Generally speaking, insurers handle applications from people who are looking for prediabetes life insurance in the same way that they would for type 2 diabetes life insurance. Most insurers do not differentiate between the two conditions as they are so closely linked and one leads to the other. If you manage your prediabetes well by keeping your blood sugar levels low, an insurer is more likely to accept you for life insurance cover on standard terms. All insurers will however manage their level of risk when assessing your application. With iLL you can easily find the right prediabetes life insurance for your circumstances. Fill in the form on this page to be instantly matched with FCA-regulated impaired insurance specialists that meet your requirements.

As with diabetes type 2, if you have prediabetes, you should expect to pay higher premiums than a person with no health conditions at all when applying for life insurance. Many insurers will deal with applications for prediabetes life insurance in the same way that they would applications for type 2 diabetes life insurance. Many companies will not differentiate between the two as they are so closely linked. Premium costs depend on your general health and lifestyle, when you were first told that you had prediabetes, whether you are overweight, whether you smoke, and whether you have had any associated health complications that are linked to type 2 diabetes such as heart disease or stroke.

Prices from insurers will vary, which is why iLL's matching service is the perfect tool to find the best prediabetes life insurance specialist.

You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if you have had severe health complications in your medical history such as a heart attack, stroke or heart disease that is linked to your prediabetes, an insurer may take the view that there is a great chance of a claim being made in future. A loading fee may therefore be applied to cover this risk.

At iLL, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated prediabetes life insurers that suit your needs. You can compare prices and find the best deal on life insurance. It's quick and easy to get your quote.

Get your Prediabetes life insurance quote

iLL works with many of the UK's leading prediabetes life insurance providers. With our panel of FCA-registered impaired life insurance specialists, you can receive quotes from more than one prediabetes life insurance provider. Simply enter your details into one of our quick and easy online forms to receive quotes. This should help you to find:

  • A competitive price for prediabetes life insurance cover
  • Substantial cover that protects you now and into the future
  • An insurer that frequently accepts applications for prediabetes

Get your Prediabetes life insurance quote

Further cover for prediabetes life insurance

While there are more insurance options available to people seeking cover with prediabetes, it can be difficult to secure a critical illness cover policy. If you were diagnosed with prediabetes over the age of 50, have the condition under control and keep a healthy and active lifestyle, an insurer may consider you for critical illness insurance. You may require cover through a specialist insurer, for which you should be prepared to pay higher premiums. Some exclusions may apply, including conditions relating to cardiovascular complications, eye health and any other underlying medical conditions associated with type 2 diabetes.

iLL's policy comparison service can help you find the right cover. Just fill in our simple form to get matched with a quote from an approved and vetted critical illness insurer today.

For more information about prediabetes, visit the following links:

Diabetes UK

Healthline

If you have a condition like prediabetes, it can be difficult to know where to find the best policy and insurer for your circumstances. iLL makes the purchasing of life insurance as quick and simple as possible. Just fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners for prediabetes. Our free matching service can help you find the best cover at the right price.